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Chase World of Hyatt: Must Have Hotel Card

Quick Word

While the earning rates on this card are not amazing, in my opinion, World of Hyatt points are some of the most lucrative in the credit card world. Typically, it is very easy to find value of over 2 cents per point through World of Hyatt.

Welcome Offer

30,000 Points after $3,000 spent in 3 months. Plus, up to 30,000 more Points by earning 2 Points total per $1 in the first 6 months, on up to $15,000 spent. Maximum earning potential is 60,000 Points for offer

Referral Link

Annual Fee: $95

Every year after card renewal year, you will receive a free-night award (FNA) on any category 1-4 property. So, you will no receive the FNA your first account year, but every year after, you will receive a FNA.

Additionally, if you spend $15,000 a year on your World of Hyatt card, you'll earn another FNA on any category 1-4 property.

NOTE: FNA's are not valid at properties in any other category or at Miraval, Hyatt Zilara or Hyatt Ziva resorts.


  • 9X on World of Hyatt reservations (5x for being a member and additional 4x for having this card)

  • 2X on restaurants, airline tickets booked with airline, transit and commuting, and gym memberships

  • 1X on everything else

Elite Status

Owning this card gets you automatic Discoverist Elite Status at Hyatt hotels, which would originally take 10 nights at Hyatt hotels to reach.

Discoverist is a nice perk, upgrades are sometimes available, 2pm checkout is available on request (may be denied) and there is an American Airlines bonus- every $1 spent on AA gets you 1 Hyatt Point.

You also receive 5 nights toward the next elite level, Explorist, and every $5,000 spent on this card gets you 2 more qualifying nights.

More detail on Hyatt Elite Status Levels

Who is this card For?

This card is for anyone that stays in a hotel more than three times a year and has any sort of vacation in mind in the near future. What I mean by that is: point valuations at many of their newly acquired resorts are amazing- you, and up to one another person, can stay at an all inclusive resort in Cancun for 25,000 points a night. If you can max out the Welcome Offer, 2 and half nights would be free!

While Hyatt has the smallest blueprint amongst the major hotel chains, they still remain competitive in the hotel space.

I believe that this card is a keeper card for anyone that travels, even a few times a year, or could find some use for some of the most lucrative points in the credit card world.

Main Competitors

Hilton Surpass

$95 annual fee, FNA only when you spend $15,000 on the card in a year, comes with Hilton Gold status, 10 Priority pass visits a year, and 12x on Hilton stays (Hilton points are worth around .06 cents per point).

Marriott Bonvoy Boundless

$95 annual fee, FNA every year past first year, 17x on Marriott stays (Marriott points are worth around .05 cents a point), and silver elite status.

NOTE: All 3 of these cards may be worth adding to your wallet, but it depends on your spending and hotel habits.

If you want to learn more about the World of Hyatt, watch the video linked below next!


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