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American Express Blue Business Plus: Best No Fee Business Card

The Amex Blue Business Plus is a simple, yet powerful business credit card that everyone can get value from

Fast Facts

  • No Annual Fee

  • 0% Intro APR for first 12 months of card membership

  • Earns 2X Membership Rewards on everything ($50,000 annual cap, then 1X)


If you have a small business, you need this card. That's basically all there is to it. The Blue Business Plus card needs to be your "catch all" card for your business expenses. No annual fee and 2X Membership Rewards on everything. Doesn't get much simpler than that!This card earns American Express Membership Reward Points which can be redeemed for statement credit, gift cards, travel through the American Express Travel Portal, or transferred to Travel Partners.

Point Valuations

  • Statement Credit = 0.6 cents per point

  • Travel via Portal = 1 cent per point

  • Transferred to Travel Partners = 2 cents per point

Travel Partners

Airline Partners

  • Aer Lingus AerClub

  • Aeromexico Club Premier (1:1.6)

  • Air Canada Aeroplan

  • Air France/KLM Flying Blue

  • ANA Mileage Club

  • Avianca LifeMiles

  • British Airways Executive Club

  • Cathay Pacific Asia Miles

  • Delta SkyMiles

  • Emirates Skywards

  • Etihad Airways Guest Program

  • Hawaiian Airlines HawaiianMiles

  • Iberia Plus

  • JetBlue True Blue (1:0.8)

  • Qantas Frequent Flyer

  • Singapore Airlines KrisFlyer

  • Virgin Atlantic Flying Club

Hotel Partners

  • Choice Privileges

  • Hilton Honors (1:2)

  • Marriott Bonvoy


American Express Blue Business Cash

If you would rather earn cash back as opposed to Membership Reward Points, then a perfect alternative for you would be the Blue Business Cash.

Everything about the Blue Business Cash and Plus are the exact same, aside from the way they earn rewards.

Blue Business Cash = 2% cash back on everything

Blue Business Plus = 2X Membership Rewards on everything

If you would like to learn more about the Blue Business Plus card, then watch the video I have linked below. In that video I also explain how you ca get approved for this card!


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