Welcome to Pioneer Finances! My name is Mark Plymale and I have been creating credit card and personal finance content since 2019. From 2012 - 2016, I worked in the card services department of a regional bank where I learned the ins and out of the credit card rewards industry. I learned how banks profit from irresponsible credit card usage from the consumer and decided I didn't want to work on that side of the business anymore. 

In 2019, I began creating content to show how to get maximum value from credit cards while still using them responsibly. My goal is for everyone who watches my videos or reads my blog posts to be able to travel the world for free, have a perfect credit score, and build a rock solid financial foundation!